Is this being cost effective or extravagant with my wardrobe?
I dress simply, in fact my favorite shirts are just thermals. I do have a few accessories like hats. I like my things to be in good repair, but don't mind a few holes in the knees of my pants where I have skinned them. I always buy after market insoles because the stock ones, even New Balance, etc., put cheap ones in. So I want a new hat band for my wool fedora, since it is winter and I'll be wearing it. I also want a kind of Reflexology and magnet insole for my tennis shoes (I already have cushioning and arch support ones). Should I spend the money elsewhere, like paying off some CC debt?
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2 comments
I absolutely agree. I, too, would really like to find the answer. I’ve been thinking for awhile now and glad that someone posted. I’ll check back to find out what answer is chosen best. Thanks!
Definitely not extravagant. Regardless of income or spending habits, ideally it’s best to owe less than 15% of your credit limit. Happy shopping!